Citigold Client Advisor (NRI Market)

The Citigold Client Advisor is a strategic partner for High-Net-Worth (HNW) Non-Resident Indian (NRI) individuals, delivering comprehensive wealth management guidance and tailored financial solutions. Serving as a trusted advisor, the Citigold Client Advisor proactively anticipates client needs, crafting personalized strategies that encompass sophisticated investment management, advanced planning, and expert navigation of multi-currency financial landscapes.

This client-centric approach empowers NRI clients to achieve their financial aspirations while contributing to the growth of the Citi Wealth franchise. The Advisor builds deep, long-term relationships, acting as the central point of contact and collaborating with internal specialists to provide holistic client experience.

This role emphasizes wealth preservation, capital growth, and cross-border financial planning, recognizing the specific needs of affluent and high-net-worth clients across the Non-Resident Indian diaspora. The Citigold Client Advisor is expected to possess a strong entrepreneurial drive and consistently seek opportunities to enhance the client's experience.

Responsibilities

Strategic Wealth Management

Relationship Management

Business Development

Collaboration

• Stay abreast of global market trends, macroeconomic developments, currency movements, and investment opportunities affecting NRI portfolios.

Client Events

Compliance, Risk & Controls

• Develop and implement personalized financial plans encompassing investment management, offshore portfolio diversification, retirement planning, estate planning, and risk management.
• Deliver tailored advisory across multi-currency solutions, fixed income, equities, funds, and structured investments suitable for NRI clients.

• Cultivate and strengthen relationships with affluent and HNW NRI clients, serving as their primary point of contact for comprehensive wealth management requirements.
• Conduct regular portfolio reviews, communicate market insights, and proactively address client inquiries and banking needs.

• Identify and pursue new business opportunities within the NRI segment.
• Leverage professional networks, community associations, and client referrals to expand the client base and drive AUM growth.

• Partner with internal specialists (e.g., Investment Counselors, Wealth Planners, FX Specialists, Treasury Product Specialists) to provide clients with holistic financial solutions.

Market Analysis

• Provide clients with informed perspectives, research updates, and actionable recommendations.

• Organize and participate in client engagement sessions, market outlook presentations, and networking events to strengthen client relationships.

• Ensure strict compliance with KYC/AML guidelines, cross-border regulations, and internal risk policies.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.